Protecting Schools – Promoting Safety – Customizing Insurance
Comprehensive Insurance and Risk Management Exclusively For California's Charter Schools
With deep roots in California's charter school movement, we understand the unique needs of charter schools and bring extensive knowledge and experience in risk management and school safety to help you weather emerging challenges.
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How We Support California's Charter Schools



Comprehensive Insurance Coverage
Risk Management Services
Claims Advocacy
Our team reduces the frequency and severity of claims by helping schools plan for unforeseen circumstances through proactive risk management, HR consulting, site inspections, contract reviews, and more.
CharterSAFE’s claims team provides hands-on claims management and is your personal advocate during the entire claims process.
Our comprehensive insurance coverage program and claims team helps to reduce the impact of losses on your school.


A Trusted Partner
Our Members Are Our Owners
Founded by charter leaders in 2004, CharterSAFE currently serves over 850 school sites across California, accounting for 40% of California charter schools.
CharterSAFE is the only non-profit risk-sharing pool and membership organization providing reliable, comprehensive, and charter-specific option for insurance and school safety.
"CharterSAFE has been a great partner to us for many years. You won't find a more comprehensive program or one that is more tailored to the needs of charter schools. Their risk management team is always available to anwer our questions and provide sage advice."
–Eric Barlow, COO, STEM Prep
What Makes CharterSAFE Different?
Traditional Insurance
Services

Coverage
CharterSAFE is the first and only non-profit insurance provider singularly focused on keeping California’s charter schools safe and sustainable.
Claims Advocacy
School Site Inspection
Why JPAs Are Safer Than Traditional Insurance
Compliance Posters
Compliance Consulting
CharterSAFE is a non-profit Joint Powers Authority (JPA), representing hundreds of charter school members. As a risk-sharing pool and membership organization, we are able to offer California's charter schools trainings and safety resources in addition to charter-specific insurance.
Student Activities
HR Consulting
Contract Review
Mandatory Staff Training
Employee Safety
Transportation Consulting
Safety Training
Frequently Asked Questions
What Makes CharterSAFE Different?
CharterSAFE’s goal is to share charter-specific insurance, risk management and school safety resources for all California charter school members through group purchasing, self-insurance, and a team with risk management and HR expertise.
Are JPA (Join Powers Authority) services different than private insurance company services?
A JPA is a contract between two or more similar public agencies for the purpose of economies of scale in achieving common goals. JPA members are its owners. CharterSAFE’s goal is to provide charter-specific insurance and share risk management and school safety resources for all California charter school members through group purchasing, self-insurance, and a team with risk management and HR expertise. We do it governed by a Board of Directors comprised of your peers—California charter school leaders with a vested interest in smart operational management and fiscal integrity.
Are JPA's safer than private insurance?
In the last 40 years, 761 Insurance companies have become financially impaired, compared to only 1 JPA. A JPA is a contract between two or more similar public agencies for the purpose of economies of scale in achieving common goals. JPA members are its owners.